Our mission is to get you approved and driving fast.
We invite you to take a few minutes and look over our website. Click on the “Find A Car” button above to preview the vehicles currently in stock. Since our inventory is constantly changing, there’s a good chance that we have additional inventory not yet posted on our site. If for any reason you do not find the vehicle you desire contact us and we’ll search for you. Our mission is to help you find a vehicle that meets your needs, get you approved, and get you back on the road!
Fill out our quick and easy credit application to get approved fast!
Homepage Pre-Approval
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Used Buy Here Pay Here Cars City Name
We like to think the answer is pretty simple- we want to separate ourselves from the
quintessential buy here pay here stigma. We are in the business of helping good people who have fallen on hard times get into a reliable vehicle.
What is more reliable than purchasing a vehicle that comes with an included lifetime powertrain warranty? When we say for life, we mean it. Not just the length of your loan, but as long as you own the car, we’ve got you covered. Over the many years we’ve been in business, we understand, purchasing a vehicle at a higher interest rate can be daunting, and… we get it.
We believe there should be no shame in shopping at a buy here pay here and we want to show you why you should too. Hundreds of late-model vehicles, six locations, & top-notch customer service are only a few reasons.
Here are just a few reasons to choose us vs. the other guys.
Super Easy Buy Here, Pay Here
We offer convenient Buy Here Pay Here financing, low down payments, and weekly payments to fit just about everyone’s budget!
SUPER EASY BUY HERE, PAY HERE
We offer convenient Buy Here Pay Here financing, low down payments, and weekly payments to fit just about everyone’s budget!
All Credit Types Are Welcome
You do not have to have good credit to get a great car from Advantage Car & Credit. You can get pre-qualified today!
ALL CREDIT TYPES ARE WELCOME
You do not have to have good credit to get a great car from Advantage Car & Credit. You can get pre-qualified today!
Lifetime Powertrain Warranty
Think about it - Would we sell you a bad car if we knew we had to stand by it forever? Learn more about our Lifetime Powertrain Warranty!
LIFETIMEPOWERTRAIN WARRANTY
Think about it - Would we sell you a bad car if we knew we had to stand by it forever? Learn more about our Lifetime Powertrain Warranty!
Convenient Area Locations
With 6 locations in the Miami Valley and over 200 late model cars, trucks and vans we’re sure to have a vehicle you’ll love to own just a short drive away!
Convenient Area Locations
With 6 locations in the Miami Valley and over 200 late model cars, trucks and vans we’re sure to have a vehicle you’ll love to own just a short drive away!
After Sale Extended Protection
At Advantage Car & Credit, no matter what year, make, model, or mileage vehicle you chose, we have a service protection plan available to protect your investment.
After Sale Extended Protection
At Advantage Car & Credit, no matter what year, make, model, or mileage vehicle you chose, we have a service protection plan available to protect your investment.
Quality Vehicle Selection
Search hundreds of cars in inventory with more cars being added on a daily basis. You’re sure to find the perfect car for your style and budget!
Quality Vehicle Selection
Search hundreds of cars in inventory with more cars being added on a daily basis. You’re sure to find the perfect car for your style and budget!
* $500 down – nothing more. 54 monthly payments of $27.82 per $1000 financed. 19.9% Annual Percentage Rate. Select vehicles only. With approved credit.
* $500 down – nothing more. 54 monthly payments of $27.82 per $1000 financed. 19.9% Annual Percentage Rate. Select vehicles only. With approved credit.